I work seasonal jobs in Europe and spend the winters in Southeast Asia, so my money lives in a Dutch current account, a savings account, a credit card, a multi-currency app, an online wallet, a money-transfer service and, most of the time, a wallet full of local cash. No budgeting app handles that well. Banks…
In the ever-evolving world of algorithmic trading, finding robust strategies that can weather different market conditions remains the holy grail for investors. Today, I want to share insights from my analysis of several VIX-based trading strategies that have gained attention in financial circles. What We’re Examining The strategies I’ve been testing use the CBOE Volatility…
Viager Real Estate: Betting on Life and Death Imagine a real estate deal where your fortune depends on how long someone lives. It’s called “viager,” a centuries-old French practice where buyers and sellers gamble on life expectancy. Now, with the help of AI and advanced modeling, this risky bet is getting a modern twist. The…
There was an article in the Netherlands with people working only a part of the year and it was called part-time retirement. The thing with the article is that they only showed people with good income jobs and that helps definitely to do so. Well, you can do it with a salary slightly above minimum…
In this analysis, we’re juxtaposing the Return on Investment (ROI) presented by brokers against the actual ROI. Brokers gauge the annual rent percentage (after deducting expenses) relative to the initial investment, giving ROI’s up to 20%. This evaluation spans the entire investment period, factoring in yearly rent increments. We’re exploring scenarios for both freehold and…
Last month, my roommate introduced me to the concept of Dollar Cost Averaging (DCA) in the context of Bitcoin with great enthusiasm. According to this strategy, consistently purchasing a fixed amount of Bitcoin every month would yield greater profitability compared to making a single lump-sum investment. Intrigued by this notion, I embarked on a quest…